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Mortgage calculator.

Estimate your monthly payment, total interest and the cash you need upfront, including Dubai purchase fees.

UAE Central Bank rules generally require at least 20% down for expatriates buying a first home under AED 5M. Most banks lend on off-plan property only close to handover. Estimates only, not an offer.

Estimated monthly payment
Loan amountDown paymentTotal interestPurchase and mortgage fees (est.)Cash needed upfront

Getting a mortgage in Dubai.

1

Pre-approval

Get a bank pre-approval so you know your budget before you make an offer.

2

Valuation

The bank values the property; the loan is based on the lower of price and valuation.

3

Final offer

The bank issues the final offer letter and you sign the mortgage documents.

4

Transfer

Ownership transfers at the Trustee office and the mortgage is registered with DLD.

Talk to a mortgage advisor.

We work with mortgage specialists who compare offers across UAE banks for residents and non-residents.

+971 54 700 5470
info@vidabricks.com

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